Most banks do not like to provide small business loans to people without taking property as security.
This makes it very difficult for a lot of self employed people and small business owners who either do not own a property, who already have a mortgage on their home or who just do not want to have their home exposed to business risks.
But now there may be an alternative.
Simple Small Business Loans
We can now offer through a New Zealand bank;
- Unsecured small business loans of up to $75,000
- Secured over business assets of up to $250,000
In almost all cases there is no requirement for your home to be used to secure the lending.
There is also no requirement to change your bank for either your business or personal.
Best of all you can apply here online.
It costs you nothing to put in an application and the online application will take you less than 5-minutes.
What Sort Of Business Loan Do You Need?
These loans are perfect for NZ small businesses that require a no nonsense approach to fund their requirements.
This online application provides a fast and simple process which allows you to concentrate on your business.
These small business loans are perfectly suited for;
- Small businesses needing to fund cashflow and working capital
- Small business needing to purchase assets
- Even new businesses needing finance – but in this case you will need a business plan and cashflow projections
Loans the small business loans are generally structured over 5-years.
Contact Us For More Help
Of course not everybody likes to apply online or you may have some questions that you want to ask.
You can contact a broker and we can help.