You will have heard media and our Reserve Bank talk about inflation and how inflation must be controlled in 2022. Inflation has hit a 30-year high and we're told that it's not good, but many people we speak to do not understand why most people are so concerned and yet...
Our Blog
See our latest insights, opinions and new on the New Zealand Mortgage Market for – First Home Buyers, Refinances & Mortgages of all types.
Why You Should Refix Your Home Loan With An Adviser
The banks now make it easy to refix your home loan with the click of a button, but should you use this method? We say NO, and here's a good reason why we say that. This week we contacted a couple whom we had arranged a home loan for last year as one of their loans was...
Are Your Bank Statements Ready For A Mortgage Approval
There has been a lot of media coverage recently on how the banks are now looking at spending and bank statements in more detail when assessing people for a mortgage approval. Previously you would be asked what you spend and your mortgage adviser and the lender at the...
Learn Why Loads Of Kiwi’s Are Refinancing Their Home Loans
You may have heard of friends refinancing their home loans and wondered why they were doing this. It seems like a hassle, and will a different bank be any better? And some Kiwi's still believe that it's better to stay with the same bank and surely loyalty counts. So...
Is Splitting Lending Across Banks A Good Idea?
You might be thinking of splitting lending across banks, but the bank doesn't want you to do this. The bank will try whatever they can to keep all of your banking, lending and even insurance and investments like KiwiSaver. The banks make money from each of these...
Does Your Mortgage Strategy Protect Against Higher Home Loan Rates?
We are seeing many financial commentators now starting to talk about inflation and therefore interest rate increases, which of course means higher home loan rates. As they say, "where there is smoke, there is fire" and so we are asking if your mortgage strategy has...
Linda Saves Over $3,500 By Getting A Mortgage Adviser Review Of Her Loan
If you ever wondered why it's a good idea to have a mortgage adviser refix your loans then just ask Linda. Linda has a home loan with ANZ Bank and asked if we could look to get some rates and refix her loan. Of course at Mortgage Managers that is what we do ... we...
Mortgage Advisers … Your Personal Shoppers For A Home Loan
Why are Kiwi's turning to mortgage advisers instead of going directly to the bank? It's really quite simple. A good mortgage adviser is a person that you can rely on. They will be professional and can shop for a home loan that is going to suit you. There are plenty of...
Get Business Finance That Will Work To Fund Growth in 2021
When we heard from Grant about his experience with his bank we were not surprised! As a small West Auckland business owner Grant had the option to take on a larger contract, but that meant the need for a new staff member, vehicle and tools. Basically he had to get...