Finance Blog

Low Deposit Options For Your First Home

What low deposit options are there? Most first home buyers do not have a 20% deposit and so ask if it’s worth making the effort to buy with a low deposit now or wait and save…

Read More

The Experts At Home Loans For Nurses

Nurses and people that work in the medical industry often struggle to get home loans (mortgages) with banks. It’s not because they don’t deserve them, they actually do excellent jobs and generally work very, very hard….

Read More

Digital Creators Now Recognised By Banks!

Over recent years, and especially since COVID more and more people are making money online and this includes those people that are full time and the many Kiwis now working online as a part-time gig or…

Read More

Buying Your First Home in 2024

Buying your first home in 2024: Is it Worth the effort or should you wait? Is it worth making the effort to buy in 2024, or should you wait and save until you have a higher…

Read More

Buying A Home With Friends or Family

In many countries it’s common to see people buying a home with friends or family and it’s starting to become more common in New Zealand now too. It is also becoming more common to hear that…

Read More

What Makes A Good Home Loan?

One of the key roles for a good mortgage adviser is to provide people on what makes a good home loan. There are other things that advisers do like arranging the home loan and getting competitive…

Read More

Does A Student Loan Affect Getting A Mortgage

As mortgage advisers, and from our Facebook Group we hear from lots of first home buyers asking “does a student loan affect getting a mortgage” and they can. The answer is YES your student loan does…

Read More

Discussing First Home Partner on Radio NZ

Today I was invited to discuss what has happened to First Home Partner on Radio New Zealand’s Nine to Noon. We discussed what First Home Partner is and how it has helped people, but also the…

Read More

4-Steps For First Home Partner

First home buyers are seeing Kainga Ora’s First Home Partner as a good way to get into a first home, but we’re hearing many people that find the process confusing. This is very evident from comments…

Read More

Buy An Existing Home With First Home Partner

You may have heard that Kianga Ora has expanded the shared ownership scheme (First Home Partner) to now allow eligible people to buy existing homes as well as new builds. This is effective from Monday 14th…

Read More

Are You Feeling Poorer?

A lot of Kiwis are saying that they are feeling poorer as inflation bites, and the fact is we have had our purchasing power reduced – quite significantly too! Did you know that your purchasing power…

Read More

How Shared Home Ownership Works

Shared home ownership has become more popular in New Zealand but there is still a lot of people that have not considered it as an option for them, and maybe there is a lack of knowledge…

Read More

Westpac Offers Greater Choices

Now Westpac are offering a “Greater Choices” home loan that allows you to borrow up to $50,000 interest free for five years to help you create a warmer, drier, healthier and more energy efficient home or…

Read More

A New Option Of Shared Home Ownership

We’re about to announce a new option of shared home ownership, and it may suit people that like the concept but are not eligible for Kainga Ora’s First Home Partner. First Home Partner is a good…

Read More

Why You Should Review Your KiwiSaver Today

Kiwis can be too complacent and not always focus on the important things with their finances, like KiwiSaver. The majority of people have their KiwiSaver with a bank or with the provider that they were automatically…

Read More
refinance my HSBC mortgage

When Should I Refinance My HSBC Mortgage?

Today HSBC says it has stopped accepting any new retail banking customers in New Zealand and will be telling existing customers to start engaging with other financial services providers. HSBC says it’ll wind-down its New Zealand…

Read More

Is The Window Closing?

Are you an aspiring first home buyer or potential property investor and wondering when is the right time to buy? If you are then you are not alone – as mortgage advisers we are hearing people…

Read More

Before You Refix Your ANZ Mortgage

As mortgage advisers we have helped people refix their mortgages over the years, ands it does not matter if that mortgage was arranged directly with the bank, with another mortgage adviser or by one of our…

Read More

Small Business Finance Made Easy

Why do the main banks make small business finance so hard? Businesses of all sizes big and small need access to finance at times and unfortunately in New Zealand most banks require a mortgage over your…

Read More

What Is The Best Mortgage Type To Have

One of the key roles for a mortgage adviser is to provide people on what is the best mortgage type to have. Of course the other key roles include arranging the mortgage and getting competitive interest…

Read More

When Your First Home Loan Is Out Of Reach

When we started the Kiwi First Home Buyers Group over 10-years ago house prices were lower and the group was smaller. Over the preceding years the group has grown to about 60,000 members and we have…

Read More

Tyler Didn’t Think He Had A Chance!

When we started the Kiwi First Home Buyers Group over 10-years ago the aim was to help answer questions that first home buyers have, and over those years it has grown to about 60,000 members and…

Read More

What Is A Revolving Credit Mortgage?

A revolving credit mortgage works like a large overdraft or credit card, and mortgage advisers will often use a revolving credit as part of the overall mortgage. What is Revolving Credit? Revolving credit is an account…

Read More
1 2 3 4 5 6 7 8
Scroll to Top